PREFERRED LENDER

What is a preferred lender and why does your agent care who you're getting your pre-approval through?  The first step of your home buying process is going to be getting pre-approved for a mortgage through a lender.  What most buyers, especially first time buyers, don't realize is how much is done behind the scenes to ensure that your real estate goals are met.  The better the working relationship between your lender and your Realtor, the better you'll be setup for success.  As a Realtor, I put a lot of time and consideration into the partners I align myself with in order to put my clients in the absolute best buying position.  Getting a pre-approval is easy.  Getting a thoughtful, customized pre-approval based on your specific financial and real estate goals is not.  I made a promise to myself early on in my career that I would not make recommendations for my clients that I would not utilize personally.  For that reason, I highly recommend Samantha Hrehocik with Lower Local.

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I met Sam in my first year of real estate at a networking event.  We sat down and chatted for hours about our businesses, our goals, and how we each wanted our client experiences to be.  While we may be very different in personality, we quickly realized that our motivation to create a next-level client experience was in alignment and decided to give each other an opportunity to see if we could achieve our goals together.  Together we have successfully helped 26 buyers, closing $8.5M (and counting) in real estate over the past 2.5 years!  

 

What set Sam apart for me was her willingness and ability to educate me as much as possible on lending programs and the individual restrictions and opportunities for each client.  Sam has a brilliantly creative mind and has the ability to strategize with me on each individual deal to set our clients apart from other buyers.  Sam has established herself in the Central Ohio real estate network so that agents recognize and know her name and associate it with her successful track record.  Listing agents know that when an offer is received with her pre-approval, she has done her due diligence and they can feel confident she will get it to the closing table!  Did you know that when you submit an offer, the listing agent will usually ask for more information on the lender and the buying agent's track record with that lender?  An offer only means so much and backing up the information is crucial!  As soon as I hit "submit" on an offer, Sam immediately calls the listing agent personally and explains in detail the steps she has already gone through to ensure a smooth transaction.  

 

When you use Sam for lending, we work as a cohesive team and we pride ourselves on our communication.  In fact, when you use Sam, you will be put into a group text message with us both so that you can ask questions any time throughout your process.  This allows us all to stay informed every step of the way and you'll never have to rely on a middle man or have to relay information regarding your questions.

 

Throughout our years working so closely together, we have developed a friendship that results in us communicating around the clock.  We are both moms and prioritize and respect our time with our families.  That being said, we also have an understanding that should one of us ever need the other for a professional situation that requires urgency, we have each others' backs.  Our promise to you is that you will never lose out on an opportunity due to one of us not being available to the other.  

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It's important that I note, there is no "kickback" or financial incentive for me as an agent in recommending a preferred lender.  The benefit for me and reason I chose to partner with a preferred lender is the confidence that I have in knowing that my clients will receive a financing opportunity that is backed by honesty, integrity, transparency, and exceptional communication. 

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If you're ready to take the next step and apply for a mortgage with Sam, CLICK HERE FOR APPLICATION!